Christmas can be a stressful time for those with financial difficulties.
Kimberly Bagley and her sons try to stay upbeat, but they have had a rough time lately. The normally independent mother of three became a caretaker for her grandparents after being laid off from her job. In turn, her grandmother helped her with her bills and rent.
But last month, Kimberly's grandmother died, turning her world and her finances upside down.
"My strength is getting better every day, but it's hard," said Bagley.
The Douglasville woman's family was forced to move out of their home for financial reason. During the move, Bagley broke her ankle. Now she says that she doesn't want to think about Christmas.
"My big boys, they really don't want much -- I think they want a basketball goal and somebody said something about a bicycle," said Bagley.
The Bagleys are like a lot of families who don't have enough money to pay rent and utilities and can't imagine what they are going to do for Christmas agencies. That's where agencies like the United Way step in.
"The need is great all year around but we really do see a significant increase as soon as the Thanksgiving holiday hits and right throughout the Christmas season and 211 is the 24/7 contact center," said Judith Service Montier United Way.
For information on how to help those in need, visit: